How Do I Maximize My Equity Compensation?
If you’re a corporate executive or employee with equity compensation, you may be wondering:
- Am I getting the most value from my RSUs, ISOs, NSOs, or ESPPs?
- How do I manage concentration risk with so much tied up in my company’s stock?
- What’s the most tax-efficient way to exercise or sell my shares?
- Can I access liquidity without triggering a massive tax bill?
- How do I integrate these complex awards into my broader financial plan?
You’ve earned these awards but maximizing them requires more than guesswork.
At Voyager Wealth Advisors, we help high-achieving professionals like you turn equity compensation into long-term wealth through smart, personalized planning.
Unlock the Full Potential of Your Stock Awards
The Voyager Difference
Strategic Clarity
Your equity compensation shouldn’t be a mystery. We break down vesting schedules, exercise strategies, tax implications, and corporate policies into clear, actionable steps—so you know exactly what to do and when.
Risk Reduction Without Regret
Having too much wealth tied up in your employer’s stock can put your financial future at risk. We help you diversify intelligently reducing exposure without missing opportunities or triggering avoidable taxes.
Tax-Efficient Execution
From AMT exposure and 83(b) elections to capital gains timing, we help you design a tax strategy that keeps more of what you’ve earned and avoids costly missteps
Liquidity Solutions That Work for You
Need access to capital? We’ll show you how to unlock liquidity—whether for lifestyle needs, investment opportunities, or career transitions—without compromising your long-term goals.
Charitable Giving with Intent and Impact
We help you leverage your appreciated equity for good. Through Donor Advised Funds (DAFs), you can donate stock directly, avoid capital gains, take an immediate tax deduction, and support causes you care about on your timeline—all while advancing your financial strategy.
Comprehensive Financial Integration
We don’t just manage your equity—we make it part of your bigger picture. Your awards become a coordinated piece of a full wealth plan that includes retirement, estate planning, cash flow, and risk management.
How to Get Started:
Jason Hancock, Wealth Management Advisor, experienced in concentrated positions, liquidity concerns, tax implications and other complexities of equity compensation.
1
Schedule a Discovery Call
We’ll talk through your equity awards, your financial goals, and any concerns on your mind. You’ll walk away with a clear second opinion and a better understanding of your options—no pressure, just clarity.
2
Review Your Equity & Tax Picture
We’ll gather the details of your equity compensation, map out key vesting events, and evaluate tax implications and risk exposure
3
Build Your Strategy
You’ll receive a personalized equity compensation plan that integrates tax planning, diversification strategies, and long-term financial goals—so you can make confident, informed decisions.
Equity Compensation FAQs
What types of equity awards can you help with?
We work with all types of equity compensation, including RSUs, ISOs, NSOs, PSUs, and RSAs. Whether you’re navigating a new grant, planning an exercise, or considering diversification, we’ve got you covered.
I have a lot of company stock—should I be worried?
Holding too much of one stock—especially your employer’s—can expose you to unnecessary risk. We’ll help you evaluate your exposure and create a plan to diversify without rushing into decisions.
What’s the best way to reduce taxes on my equity compensation?
There’s no one-size-fits-all answer, but strategies like tax-loss harvesting, exercising options over time, using donor-advised funds, and delaying sales through exchange funds can help. We build a tax plan around your unique situation.
Can I access cash without selling my company stock?
Yes! Options like a securities-based line of credit (SBL) can provide liquidity without triggering capital gains. We help you evaluate whether this approach makes sense for your goals.
Do you work with people who are still early in their careers?
Absolutely. Whether you’ve just received your first equity grant or you’re a senior executive, we help you understand your awards and make smart decisions for the long term.
Do you coordinate with my CPA or tax advisor?
Yes. Equity compensation planning is complex and often overlaps with your broader tax picture. We’re happy to collaborate with your CPA to ensure everything works together.
Can you help with charitable giving strategies?
Yes, especially when it comes to gifting appreciated stock. We help you incorporate equity into your charitable and legacy plans, using strategies like donor-advised funds to reduce taxes and maximize impact.
You’ve Worked Hard for These Awards
Let’s Maximize Their Impact
Schedule a discovery call with our team.
At Voyager Wealth Advisors, we bring clarity, confidence, and strategy to your equity compensation—so you can turn complex stock awards into a powerful tool for long-term wealth and financial freedom.
Salt Lake City Office
1371 E 2100 S, STE #215
Salt Lake City, UT 84105
801.214.9400
Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.
Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse, authorize or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website’s users and/or members.
Investment advisory services offered through Raymond James Financial Services Advisors, Inc. Voyager Wealth Advisors Inc. is not a registered broker/dealer and is independent of Raymond James Financial Services.
© 2020 Securities offered through Raymond James Financial Services, Inc., member FINRA / SIPC | Legal Disclosures | Raymond James Privacy Notice | Terms of Use
