Divorce Financial Planning
St. George, UT
Your partner and advocate in building a stronger financial life after divorce.
Divorce Can Leave You Feeling Overwhelmed
You may be wondering:
- Will this settlement support me long-term?
- Am I making the right financial choices?
- What will life look like after this?
You’re not alone—and you don’t have to figure it out by yourself.
At Voyager Wealth Advisors, Kevin Rorie, Certified Financial Planner® and Certified Divorce Financial Analyst®, helps women navigate the financial side of divorce with clarity, confidence, and compassion.
Learn How Financial Guidance Can Help You Thrive Through Divorce.
The Voyager Difference
Clarity in a Time of Change
Divorce often brings financial uncertainty. We provide clear, personalized analysis to help women understand what’s at stake—projecting how different settlement options affect cash flow, taxes, retirement, and lifestyle.
Confidence Through Organization
We help clients gather and organize financial information—empowering them to participate in the process with clarity and confidence while reducing stress and delays.
Support for Smart Decisions
Our Certified Divorce Financial Analyst® brings data-driven insights to the table, helping clients make informed, grounded decisions that align with their goals and values.
A Steady Source of Reassurance
When questions arise—about what to keep, what to ask for, or how to move forward—we’re here as a steady, approachable resource clients can trust during an emotionally charged time.
Collaborative Legal Support
We work closely with your divorce attorney to provide financial clarity and insight—helping ensure a smoother process and better-informed outcomes.
Planning Beyond Divorce
Once the legal process is complete, we help build a solid financial plan that supports your next chapter—with clear steps, ongoing guidance, and renewed confidence in your financial future.
Divorce Settlements Are Financially Complex
Your Home
Whether you want to keep it or sell it, we help ensure your real estate decisions are fair and financially sound.
Tax Implications
Some financial agreements look fair—until taxes come into play. We help you plan ahead to avoid costly surprises
Retirement Savings
401(k)s, pensions, and other accounts can be complicated to divide. We make sure you understand what’s yours—and how to protect it.
Business Valuation
If your spouse owns a business, it’s critical to get a proper valuation so you’re not left with less than you deserve.
Divorce comes with difficult financial decisions. We help you avoid costly mistakes, protecting your financial well-being every step of the way, so you can move forward with clarity, confidence, and a plan that reflects your goals.
Here’s How to Get Started:
1
Start with Your Story
We begin by listening. In our first conversation, we learn about your situation, what’s important to you, and what you hope life will look like after divorce. You don’t need to have all the answers — just a willingness to talk openly about where you are right now and where you want to go.
2
Make Sense of the Financial Picture
Dividing finances can be confusing and emotionally draining — but you don’t have to figure it out alone. We’ll walk you through everything, from reviewing financial affidavits to clarifying what’s truly on the table. We’ll look at:
- Fair asset valuations
- Hidden or double-counted expenses
- Future tax implications
- Realistic cash flow after divorce
Our goal is to help you understand your financial reality so you can make smart, informed decisions.
3
Support You Through the Negotiation
We work hand-in-hand with your divorce attorney to create a settlement that reflects your needs — both now and in the future. Whether it’s protecting retirement savings, securing spousal support, or ensuring you can stay in your home, we’re your financial advocate throughout the process.
4
Create a Future That Feels Like Yours
When the papers are signed, it’s not just about surviving — it’s about thriving. We help you create a personal financial plan after divorce that supports your goals, your family, and your next chapter. Whether you want to travel more, change careers, or just feel secure again, we’ll help you take confident steps forward.
“Working with women in their 50’s and 60’s going through divorce is about more than crunching numbers—it’s about helping them feel secure, supported, and in control of their future.“
— Kevin Rorie, CFP®, CDFA®
Frequently Asked Questions
How Can Working with a CDFA® Help You?
What is a Certified Divorce Financial Analyst (CDFA®)?
A CDFA® is a financial professional specially trained to help individuals understand the financial aspects of divorce. We guide you through complex decisions so you can make informed choices that protect your financial future.
What is a Gray Divorce?
A gray divorce refers to the separation or divorce of couples typically over the age of 50. These later-in-life splits often involve unique financial complexities, such as dividing retirement accounts, navigating Social Security benefits, and planning for long-term care. Because there’s often more at stake—both emotionally and financially—working with a financial advisor during a gray divorce can help you make informed decisions and protect your future stability.
How can a CDFA® help me during my divorce?
We analyze your unique financial situation, help you understand the true value of assets and debts, evaluate the long-term impact of settlement options, and work alongside your attorney to ensure your financial interests are prioritized.
What financial areas do you help with?
We cover everything from property division, retirement accounts to tax implications, budgeting for your new life, and planning for your financial goals after divorce.
What are the typical costs associated with working with a CDFA®?
Voyager’s Divorce Financial Planning offering is priced at a flat fee of $2,000. Our flat fee structure avoids the “nickel and dime” feeling of an hourly model and keeps costs predictable, while ensuring that clients are supported throughout the entire divorce process, regardless of how long it takes.
Can you help me understand how dividing retirement accounts works?
Absolutely. We explain the complexities of splitting 401(k)s, pensions, IRAs, and other retirement funds in a way that minimizes penalties and tax consequences.
What if my spouse owns a business?
Ensuring the business is valued fairly is critical to creating a fair divorce settlement. We have an extensive network of Certified Business Appraisers who can provide an objective analysis of the true value of the business.
How do you handle tax implications in divorce settlements?
We identify potential tax consequences of asset division and support you in structuring agreements that minimize unexpected tax burdens.
Will you work with my attorney?
Yes, we collaborate closely with your legal team to ensure your financial plan and settlement align with your overall divorce strategy.
What if I don’t know where to start financially?
That’s common. We begin by reviewing your full financial picture, then guide you step-by-step through the decisions ahead.
How soon should I engage a CDFA® during my divorce?
The earlier, the better. Early involvement helps you understand the financial impact of decisions before agreements are made, giving you greater control over your outcome.
What if I want to plan for life after divorce?
We don’t stop at the settlement. We help you create a sustainable financial plan for your future, so you can move forward with confidence.
You Deserve a Settlement That Supports Your Future
Schedule a free call with Kevin Rorie and take the first step toward financial clarity.
Get a Settlement that Supports You
Now & Long Term
Schedule a free call with Kevin Rorie now to start your path to financial clarity.
